Finance App

• Ikiodiete George
• 4 Min Read

10 Legit Investment Apps In Nigeria For 2025

Investment apps have revolutionized how Nigerians build wealth. Gone are the days when investing was limited to the elite — today, anyone with a smartphone can invest in stocks, mutual funds, agriculture, crypto, and even real estate. With low entry requirements, user-friendly interfaces, and strong regulatory backing, these apps are making it easier than ever to grow your money.

In this article, we highlight the top 10 investment apps in Nigeria for 2025 that combine reliability, security, and attractive returns.

Summary Table: Best Investment Apps in Nigeria (2025)

1. Cowrywise – Save and Invest Like a Pro

Cowrywise is perfect for both beginners and experienced investors. It allows users to invest in mutual funds managed by top Nigerian fund managers. With a starting amount as low as ₦100, Cowrywise promotes financial inclusion and long-term wealth building.

• Best For: Automated savings and diversified mutual fund investment

• Standout Feature: Fund ratings and performance insights

2. PiggyVest – Savings Meets Investment

PiggyVest started as a savings platform but has evolved into a full-fledged investment app with its Investify feature. It allows users to invest in pre-vetted opportunities like real estate, agriculture, and fixed income.

• Best For: Combining savings and investing

• Standout Feature: SafeLock to lock funds for a set time and earn higher interest

3. Bamboo – Invest in U.S. Stocks from Nigeria

Bamboo gives Nigerians access to over 3,000 U.S. stocks and ETFs. With real-time stock trading, secure funding options, and financial education, Bamboo is ideal for anyone looking to grow their portfolio in dollars.

• Best For: Dollar-denominated stock investment

• Standout Feature: Seamless funding from naira to USD wallet

4. Rise Vest – Dollar Investments Made Easy

Rise Vest offers curated investment plans in U.S. stocks, real estate (REITs), and fixed income (Eurobonds). It is ideal for users seeking stability, global diversification, and inflation-proof investments.

• Best For: Long-term global wealth growth

• Standout Feature: Expert-managed portfolios

5. Chaka – Nigerian and Global Markets at Your Fingertips

Chaka lets users invest in both the Nigerian Stock Exchange (NSE) and global markets like the U.S., U.K., and China. With fractional shares, even small investors can diversify globally.

• Best For: Dual access to local and international stocks

• Standout Feature: Investment tracker and market news updates

6. Trove – Your Gateway to Global Investing

Trove supports investment in U.S., Nigerian, and Chinese stocks, as well as ETFs and REITs. It’s user-friendly and allows you to start investing with as little as ₦1000.

• Best For: Cross-border investing on a budget

• Standout Feature: In-app financial literacy content

7. I-Invest – Invest in Government Securities with Ease

I-Invest is focused on secure, low-risk investments like treasury bills, FGN bonds, and Eurobonds. It’s ideal for conservative investors who want guaranteed returns with minimal risk.

• Best For: Safe and government-backed investment

• Standout Feature: Real-time bond market pricing

8. Afrinvest – Research-Based Financial Advisory

Afrinvest provides access to mutual funds, equities, and fixed income securities, with strong research support and financial insights. It’s trusted by both retail and institutional investors.

• Best For: Informed investment decisions

• Standout Feature: Access to expert reports and market trends

9. Agricorp – Invest in Agriculture Commodities

Agricorp lets users invest in real, high-yield agriculture projects like spice processing and export. It promotes sustainable investment while boosting Nigeria’s food economy.

• Best For: Impact investing in agriculture

• Standout Feature: Quarterly updates and return cycles

10. Bundle Africa – Crypto Saving and Investments

Bundle Africa offers a secure platform for investing in cryptocurrency and saving in crypto with interest. It’s suitable for Nigerians looking to diversify into digital assets with small capital.

• Best For: Crypto beginners and enthusiasts

• Standout Feature: Savings vaults with interest earnings

FAQs – Frequently Asked Questions

Q: Are investment apps in Nigeria safe?

Yes, most are registered with the SEC or CBN and use top-level encryption for security. Always check the app's compliance before investing.

Q: How much do I need to start investing?

You can start investing from as little as ₦100 on platforms like Cowrywise and Trove.

Q: Which app is best for dollar investments?

Bamboo, Rise Vest, and Chaka are best for investing in U.S. stocks and assets.

Q: Are returns guaranteed?

Only government-backed securities like treasury bills guarantee returns. Stock, crypto, and real estate investments carry risk.

Conclusion

With increasing access to technology, investing in Nigeria has never been easier. These top 10 investment apps for 2025 offer secure, flexible, and profitable ways to grow your wealth. Whether you're interested in mutual funds, stocks, crypto, or agriculture, there's an app to help you take the next step in your financial journey.

Start small, invest smart — and let your money work for you.