Insight

• Ikiodiete George
• 3 Min Read

7 Verified Apps & Games To Make-Money That Actually Works In Nigeria: Get Paid Directly To Your Local Bank Account – Including Opay, Palmpay, And More!

We all know how frustrating it is to download 100+ "money-making" apps, only to get paid in fake coins or “points” you can’t use. If you’ve ever seen “withdrawal pending” for three weeks, then you understand.

But guess what? Some verified apps and games actually pay Nigerians real money, directly into local bank accountslike OPay, PalmPay, and even GTB or Access Bank.

Let’s not waste your time — here are 7 tried-and-tested apps where people are earning cash in Nigeria right now.

1. Konnect – Post, Engage & Get Paid

Konnect is Nigeria’s very own content platform that pays you for doing what you're already doing on social media — posting, commenting, liking, and referring others. But instead of empty likes, you actually earn real naira.

Why It's No. 1:

• Made for Nigerians, by Nigerians
• Clean, fast, and legit payouts
• You earn daily just for being active online

2. Ready Games – Play to Win

With Ready Games, you get paid for playing multiple mini-games — from trivia to puzzles and more. Your performance earns you coins, which you can cash out once you reach the threshold.

| Platform | Android/iOS |
| Bank Payments | Yes (OPay supported) |
| Minimum Cashout | ₦800 |
| Time to Earn | Fast if you’re consistent |

3. JustPlay – Earn from Games & Ads

JustPlay is one of the most reliable international apps that actually works in Nigeria. It lets you earn coins by playing games and watching short ads.

| Withdrawal Type | Cash via PayPal/OPay |
| Minimum Payout | ₦1,000 |
| Special Perk | No sign-up needed |
| Consistency Pays? | Yes, the more you play, the more you earn |

4. Poll Pay – Answer Surveys for Cash

Got free time? Poll Pay pays you for answering surveys on your phone. No skills needed. Just honest opinions and time.

| Ideal For | Students, job seekers |
| Payout | PayPal → Transfer to bank |
| Supported Banks | OPay, PalmPay (via transfer)|
| Min Withdrawal | $5 (~₦7,500) |

5. Big Time Cash – Win Real Money in Draws

Every game you play earns you raffle tickets. At the end of the day, lucky players are selected to win real cash.

| Type | Casual games & draws |
| Payment Process | PayPal → Bank transfer |
| Fun Level | Very addictive |
| Best Strategy | Play daily to increase odds |

6. Givvy Videos – Get Paid to Watch

It’s simple: watch videos, earn points, convert to naira. If you’ve got extra data, this is a chill way to earn while relaxing.

| Minimum Cashout | ₦1,000 |
| Payment Method | PayPal/Virtual Card |
| Payout to Bank? | Yes (via transfer) |
| Works in Naija? | Fully functional |

7. Solitaire Cash – Earn by Competing

Love card games? Solitaire Cash lets you play for money. It’s a skill-based game, so if you’re good, you’ll earn.

| Platform | Android & iOS |
| Direct Pay | Yes to local accounts |
| Best Feature | Real-time 1v1 games |
| For Who? | Focused players |

Summary Table: 7 Money Apps That Actually Work in Nigeria

Pro Tips to Maximize Your Earnings

• Start with Konnect: It’s fast, free, and Nigerian-made
• Refer your friends: Most apps give you bonuses per referral
• Stay consistent: Daily logins often give extra rewards
• Avoid scams: If any app asks for payment to “unlock” withdrawal, back out
• Link OPay or PalmPay for faster and cheaper transactions

Final Words: Earn the Soft Way

With apps like Konnect, Ready Games, and others, it’s now easier than ever to earn small but real money from your smartphone. These apps have been verified by real users in Nigeria, and the payouts actually hit your OPay or regular bank account — no fake promises.

So, instead of wasting data and time on random trends, why not turn your screen time into steady, small income?

Soft life is calling — will you pick up?