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Ikiodiete George
- 2 Min Read
Ab Microfinance Bank Salary Structure In 2025: Latest Pay For Entry-Level, Graduate Trainee, Managers & Senior Staff (Allowances Included)
AB Microfinance Bank (AB MFB) is one of the prominent microfinance institutions in Nigeria, known for providing banking services to micro, small, and medium-sized enterprises (MSMEs). With branches across major Nigerian cities, AB MFB has built a reputation not just for financial inclusion but also as a steady employer offering competitive salaries and benefits.
If you're looking to join AB MFB or just want to know what they pay their staff in 2025, this guide breaks down everything you need to know.
Graduate Trainee Salary at AB MFB (2025)
Fresh graduates at AB Microfinance Bank start with a trainee program designed to introduce them to banking operations, loan processing, and customer service.
| Category | Monthly Salary (₦) | Annual Salary (₦) |
|---|---|---|
| Graduate Trainee | ₦60,000 – ₦90,000 | ₦720,000 – ₦1.08M |
This stage typically lasts 3–6 months and may include additional training stipends or basic transport support.
Entry-Level Salary at AB Microfinance Bank
After successful completion of the trainee program, candidates are promoted to entry-level roles such as Client Advisors or Loan Officers.
| Position | Monthly Salary (₦) | Annual Salary (₦) |
|---|---|---|
| Entry-Level Officer | ₦95,000 – ₦130,000 | ₦1.14M – ₦1.56M |
Additional benefits include:
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Basic health insurance
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Transport allowance
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Monthly targets and performance bonuses
Mid-Level & Managerial Salary
Experienced professionals handling branches, products, or client teams fall into this category.
| Position | Monthly Salary (₦) | Annual Salary (₦) |
|---|---|---|
| Team Lead | ₦160,000 – ₦250,000 | ₦1.92M – ₦3M |
| Branch Manager | ₦300,000 – ₦450,000 | ₦3.6M – ₦5.4M |
These roles come with:
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Performance-linked bonuses
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Travel allowance
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Medical coverage for dependents
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Retirement savings support
Senior Staff Salary at AB MFB (2025)
Senior staff are responsible for high-level supervision, compliance, risk management, and business growth.
| Role | Monthly Salary (₦) | Annual Salary (₦) |
|---|---|---|
| Regional Supervisor | ₦500,000 – ₦700,000 | ₦6M – ₦8.4M |
| Department Head | ₦800,000 – ₦1.2M | ₦9.6M – ₦14.4M |
Senior roles often enjoy:
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Executive bonuses
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Fuel or car allowance
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Paid leave & international travel opportunities
Common Allowances & Benefits
| Allowance | Amount/Range (₦) | Notes |
|---|---|---|
| Transport Allowance | ₦10,000 – ₦50,000/month | For field staff and client officers |
| Health Insurance | Full or partial cover | For self and dependents (based on role) |
| Annual Leave Bonus | 10–20% of annual salary | Paid during approved leave period |
| Performance Bonuses | Up to 3x monthly salary | Based on target achievement |
Frequently Asked Questions (FAQs)
Q1: Is AB MFB a good bank to work for?
Yes. It provides job stability, structured training, and clear career growth, especially for graduates.
Q2: How long is the graduate trainee program?
Typically 3–6 months, depending on your role and location.
Q3: Are there bonuses at AB Microfinance Bank?
Yes. Staff who meet loan recovery or deposit targets often earn monthly or quarterly bonuses.
Q4: Can NYSC members work at AB MFB?
Yes, but they are often recruited for entry-level roles after service.
Q5: Do they provide housing or accommodation?
No. But allowances like transport and rent support are included for eligible staff.
Conclusion
AB Microfinance Bank may not offer the flashiest salaries in the financial sector, but it guarantees structured growth, job security, and fair compensation—especially for people interested in micro-lending, customer service, and financial inclusion.
Whether you’re a graduate looking for your first role or a seasoned professional, AB MFB offers competitive pay and career progression in a fast-growing sector.
