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Ikiodiete George
- 4 Min Read
Awesome Money-Making Apps In Nigeria: Earn Real Money Faster In 2025
In 2025, making money online in Nigeria has become easier than ever. With just a smartphone, stable internet, and the right app, you can start earning real money — even with little to no investment.
Whether you’re a student, job seeker, stay-at-home parent, or working professional looking for a side hustle, this guide highlights the most awesome apps that pay real money in Nigeria — fast, securely, and directly to your bank account.
Let’s dive into the top-rated money-making apps Nigerians are using right now to earn in naira and dollars!
10 Awesome Money-Making Apps in Nigeria (2025)
Here’s a quick comparison table before we go in-depth:
|
App Name |
Type |
Payout Method |
Minimum Withdrawal |
Investment Required |
|
Opay Tasks |
Micro Tasks |
Bank Transfer |
₦500 |
No |
|
Sweatcoin |
Walk-to-Earn |
Crypto/Gift cards |
Varies |
No |
|
Taptap Send |
Referral App |
Bank Transfer |
₦1,000 |
No |
|
Fiverr |
Freelancing |
Payoneer/Bank |
$5 |
No |
|
Pawns.app |
Surveys + Writing |
Bank/USDT/PayPal |
$5 |
No |
|
Toloka |
Task-based Work |
Payoneer/Bank |
$1 |
No |
|
OwoDaily |
Affiliate + Tasks |
Bank Transfer |
₦5,000 |
Yes (₦3,000) |
|
Remotasks |
AI/Annotation Jobs |
PayPal |
$5 |
No |
|
Viggle AI |
Watch and Earn |
Crypto/Bank |
Varies |
No |
|
Xender Tasks |
Referral + Daily Tasks |
Bank Transfer |
₦1,000 |
No |
1. Opay Tasks – Complete Tasks and Earn Instantly
Opay is not just a fintech app — they now offer task-based earnings for users through simple actions like referring friends, paying bills, and completing in-app missions.
- How You Earn: Invite friends, complete daily tasks
- Payout: Direct to Opay wallet or bank
- Pros: Fast payout, no capital, user-friendly
2. Sweatcoin – Get Paid for Walking
Sweatcoin rewards you with digital coins for every step you take. These coins can be converted into real-world rewards, crypto, or offers.
- How You Earn: Walk daily and accumulate coins
- Payout: Gift cards, crypto (via Sweat Wallet)
- Pros: Healthy + profitable; no investment
3. Taptap Send – Refer and Earn
Taptap Send allows Nigerians to send and receive money globally. They offer ₦1,000–₦5,000 referral bonuses when you invite a new user who makes a successful transaction.
- How You Earn: Invite people to use the app
- Payout: Bank transfer
- Pros: Zero investment, quick rewards
4. Fiverr – Earn in Dollars Using Your Skills
Fiverr is one of the world’s largest freelancing platforms, and thousands of Nigerians are already using it to earn money from skills like writing, design, voiceovers, and programming.
- How You Earn: Create gigs, offer services
- Payout: Payoneer or Bank
- Pros: High dollar income potential
5. Pawns.app – Earn via Surveys and Writing
Pawns.app allows you to earn money through paid surveys, writing gigs, and quiz-based tasks. They pay in naira, PayPal, or crypto.
- How You Earn: Answer surveys, write articles
- Payout: Bank, USDT, PayPal
- Pros: Great for students and writers
6. Toloka – Earn with AI Data Tasks
Toloka, backed by Yandex, offers micro tasks like image tagging, search testing, and short surveys. It’s beginner-friendly and pays in foreign currency.
- How You Earn: Complete small jobs
- Payout: Payoneer, bank, or mobile wallets
- Pros: Global platform with fast payment
7. OwoDaily – Earn From Offers and Affiliate Tasks
OwoDaily is a Nigerian platform where you can earn from social media engagement, sign-ups, and product promotions. Great for affiliate marketers.
- How You Earn: Share content, promote products
- Payout: Bank account
- Pros: Nigerian-based, lots of tasks
- Note: ₦3,000 one-time activation fee
8. Remotasks – Learn AI & Get Paid
Remotasks offers high-paying work involving AI training and data labeling. It’s free to join and ideal for remote workers and students.
- How You Earn: Annotate data, complete tasks
- Payout: PayPal weekly
- Pros: High-paying; learn AI-related skills
9. Viggle AI – Watch & Earn With AI-Powered TV
Viggle AI pays you to watch TV shows and interact with content through their app. As AI-driven platforms grow in Nigeria, this is one to watch.
- How You Earn: View, comment, interact
- Payout: Crypto or gift card
- Pros: Entertainment + earnings
10. Xender Tasks – Cash for Sharing and Referrals
Xender has quietly introduced a money-making tasks feature where you earn through referrals and promotional sharing.
- How You Earn: Share files, refer users, do tasks
- Payout: Bank
- Pros: No investment needed
Tips for Using Money-Making Apps Wisely
|
Tip |
Why It Matters |
|
Focus on 2–3 apps at a time |
Avoid burnout and increase quality performance |
|
Use referral bonuses |
Boosts income with no extra work |
|
Be consistent daily |
Tasks accumulate and pay more long-term |
|
Don’t fall for scams |
Stick to verified apps like those listed here |
|
Learn a skill (freelancing) |
Helps you move from ₦500/day to $500/month |
FAQs – Money-Making Apps in Nigeria
Q1: Can I make money from my phone without capital?
Yes. Many apps like Sweatcoin, Opay Tasks, and Xender let you earn without investment.
Q2: Which apps pay daily to bank accounts?
Opay Tasks, Taptap Send, OwoDaily, and some freelancing platforms like Pawns.app allow bank payouts as low as ₦500–₦5,000.
Q3: Is it possible to earn in dollars in Nigeria with apps?
Yes! Apps like Fiverr, Remotasks, Toloka, and Pawns.app pay in USD or crypto.
Q4: Are money-making apps legit in Nigeria?
The ones listed here are tested and verified by thousands of users. Avoid any app that asks for large “activation fees” without proof.
Final Thoughts: Make 2025 the Year You Earn Smart
With the right mobile apps, you don’t need to wait for a 9–5 job to make money in Nigeria. Whether it’s through writing, watching, referring, or walking, these apps are helping everyday Nigerians earn real money faster and easier.
Want to get started today?
Pick 2 or 3 of the apps listed above, download them, and commit to consistent use — even if it’s just 1 hour a day.
Your first ₦1,000 or even ₦100,000/month could just be one app away.
