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Ikiodiete George
- 2 Min Read
Carbon Mfb Salary Structure In 2025: Latest Pay For Entry-Level, Graduate Trainee, Managers & Senior Staff (Allowances Included)
Carbon, formerly known as Paylater, is one of Nigeria’s leading digital financial services platforms. From instant loans to bill payments and virtual cards, Carbon is helping thousands of Nigerians manage their money better. But behind the tech and sleek mobile app is a passionate team of professionals — and Carbon pays them competitively.
So if you’re curious about how much Carbon pays its employees in 2025, here’s a complete breakdown for all staff levels — including bonuses, allowances, and growth perks.
Graduate Trainee Salary at Carbon (2025)
Carbon’s graduate trainee program attracts Nigeria’s brightest talents into areas like product development, customer experience, data analytics, and fintech operations.
| Position | Monthly Salary (₦) | Annual Estimate (₦) |
|---|---|---|
| Graduate Trainee | ₦120,000 – ₦150,000 | ₦1.44M – ₦1.8M |
Extras include:
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Paid training and online certification access
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Internet/data allowance
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Monthly evaluations and fast-track promotions
Entry-Level Salary at Carbon MFB
Fresh hires who complete the trainee phase or join directly are placed into roles like Credit Risk Analyst, Customer Support Agent, Operations Associate, and Sales Executive.
| Position | Monthly Salary (₦) | Annual Estimate (₦) |
|---|---|---|
| Entry-Level Officer | ₦180,000 – ₦250,000 | ₦2.16M – ₦3M |
Benefits include:
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Remote work opportunities
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Full HMO health cover
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Performance-based bonuses
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Access to employee development tools
Managerial Salary at Carbon MFB
Carbon’s team leads and managers supervise operations, marketing, product design, customer acquisition, tech teams, and compliance.
| Position | Monthly Salary (₦) | Annual Estimate (₦) |
|---|---|---|
| Manager / Team Lead | ₦400,000 – ₦700,000 | ₦4.8M – ₦8.4M |
Perks may include:
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Quarterly performance bonuses
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Mobility allowances
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Retreats and team bonding trips
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Leadership coaching
Senior Staff Salary at Carbon
Senior staff include heads of departments, senior product managers, and directors who oversee strategy, expansion, and high-level execution.
| Position | Monthly Salary (₦) | Annual Estimate (₦) |
|---|---|---|
| Senior Manager / Director | ₦800,000 – ₦2.2M | ₦9.6M – ₦26.4M |
Top-tier benefits include:
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Equity (in selected roles)
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Executive healthcare
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Travel stipends for conferences or global team meetings
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Company-sponsored tech/tools budget
Allowances & Bonuses at Carbon (2025)
| Allowance Type | Amount (₦) | Eligibility |
|---|---|---|
| Internet Stipend | ₦10,000 – ₦25,000 | Remote and hybrid roles |
| Health Insurance (HMO) | Full coverage | All staff, with family extension for senior roles |
| KPI Performance Bonus | ₦25,000 – ₦150,000+ | Based on department or individual target |
| Leave Allowance | Paid once yearly | Confirmed staff |
| Productivity Tools Bonus | Up to ₦100,000 (one-time) | Tech, engineering, and creative roles |
Frequently Asked Questions (FAQs)
Q1: Is Carbon hiring in 2025?
Yes, Carbon continues to expand and frequently recruits in tech, product, customer support, and finance roles.
Q2: Does Carbon offer remote work?
Yes, especially for tech-related and back-office teams. Some roles remain hybrid or fully remote.
Q3: What’s the work environment like at Carbon?
Carbon promotes a fast-paced, result-driven, and innovative work culture — perfect for fintech lovers.
Q4: How often does Carbon promote staff?
High-performing staff are promoted quickly, sometimes within 12 months of joining.
Q5: Is Carbon’s pay better than traditional banks?
Yes, especially in tech, product, and strategy roles where salaries are more competitive.
Conclusion
If you’re looking for a rewarding fintech career in Nigeria, Carbon MFB is a fantastic place to be in 2025. They pay well, value talent, and offer modern work flexibility that’s rare in most Nigerian organizations.
Whether you’re a fresh graduate or an experienced pro, Carbon offers a chance to grow your career while building financial solutions that truly matter to Nigerians. It’s fintech, but with better pay, smarter perks, and a big vision.
