Federal University Lokoja (2025/2026 Session) Acceptance Fee And School Fees Breakdown

So, the good news is finally in — you’ve been offered admission into Federal University, Lokoja! Congratulations are in order, my dear scholar. After all the JAMB drama, the endless refreshing of your CAPS, the sleepless nights of praying for “Admission in Progress” to finally change to “Admitted,” you did it.

Now, while you’re still basking in that sweet joy and preparing to update your bio to “Fresher @ FULokoja,” let’s pause a little. Because after the celebration, something very real and practical hits you — and no, I’m not talking about what to wear for matric. I’m talking about money matters.

Let’s talk acceptance fee, school fees, hostel charges, and all the little expenses you didn’t see coming. Because in this university life, if you’re not financially prepared, you may find yourself reading notice boards more than your lecture notes.

Let’s dive in.

The Acceptance Fee: The “I Agree to Be Your Student” Fee

Let’s start with the very first payment you’ll make as a FULokoja student — the acceptance fee. This is basically your way of telling the school, “Yes, I’m ready to be your student. Take my money and let’s do this!”

At ₦20,000, this one-time, non-refundable payment is your golden ticket to the registration process. Once you see your name on the admission list, FULokoja gives you a short window to confirm your spot. If you delay, they assume you’re not interested and may hand over your space to the next lucky person on the list.

So don’t waste time. That ₦20,000 may sound like a lot now, but losing your admission would cost way more in regret.

How to Pay It:

You’ll head over to the official FULokoja portal (please, not any fake site o), log in with your JAMB registration number, and generate a Remita Retrieval Reference (RRR). That RRR is your payment ID, and it can be used to pay online or at any commercial bank.

Once your payment is confirmed, don’t forget to print your payment slip and acceptance letter. Make photocopies, save digital versions, back it up in Google Drive — just don’t lose it. That paper is going to be your passport for clearance.

School Fees for Freshers: The Real Bulk of the Bill

Now that you’ve successfully told the school you’re not joking, it’s time for the school fees. And my friend, this one requires planning.

The school fees for freshers at Federal University Lokoja fall within the range of ₦97,000 to ₦107,000, depending on your course and department. If you’re studying science or any lab-related course, you’ll likely fall on the higher end of that range because lab fees are included. Non-science students, you’ll likely pay less.

So before you start dancing shaku-shaku over that ₦100k your uncle sent, hold on. You might still need to top up.

Let’s break it down so you know where your money is going:

• Tuition (free — it’s a federal university, after all)

• ICT levy – ₦10,000

• Library access – ₦5,000

• Medical services – ₦5,000

• Examination fee – ₦5,000

• Sports and games – ₦3,000

• Student Union dues – ₦4,000

• ID card – ₦2,000

• Development levy – ₦15,000

• Matriculation – ₦3,000

Add a few other departmental charges here and there, and you’ll understand why we said ₦97,000 to ₦107,000.

And this doesn’t include accommodation o!

School Fees for Returning Students: A Little Less Stressful

If you’re already past your first year, congratulations. You’ve escaped most of the one-time charges. Now you’re in the more manageable phase.

Returning students at FULokoja pay around ₦61,340 annually. That’s a nice discount compared to what freshers pay. By this time, you won’t need to pay for things like orientation, matric gown hire, or student ID, unless you misplaced yours (if you did, just prepare your wallet).

This annual fee covers your ICT, library, examination, medical services, and so on — just like it did in 100 level, but with fewer extras.

Hostel Accommodation: To Stay or Not to Stay on Campus?

Now let’s talk about shelter. As a student in Lokoja, you’ll either live on campus or off campus. The choice depends on your preference, budget, and whether you like being woken up by hostel noise or cockcrow bus conductors.

FULokoja has on-campus hostels, and they’re pretty affordable. For the 2024/2025 session, hostel charges are about:

• ₦90 for bed space

• ₦20,000 for hostel maintenance

• Total: ₦20,090

If you can secure a space, campus accommodation saves you a lot in daily transport and gives you easier access to lecture halls, library, and campus Wi-Fi. But availability is often limited and runs on a first-come, first-served basis. Once the school opens the hostel application portal, rush it like JAMB result day.

For off-campus living, house rent in Lokoja ranges from ₦50,000 to ₦150,000 annually, depending on your taste, area, and whether you want your own toilet or you're okay with “face-me-I-face-you.”

Other Surprise Charges to Prepare For

Now, let’s talk about the “extras” — those small-but-mighty expenses that no one really tells you about until they land on your neck like a deadline.

Here’s a list of common unexpected charges in university life:

• Late registration fee – ₦5,000 to ₦10,000

• Course add/drop fee – ₦1,000

• Transcript request – ₦5,000 to ₦15,000

• Departmental dues – varies

• Lab coat and departmental uniform – ₦2,000 to ₦5,000

• Convocation fee (for finalists) – ₦3,500

• Reprinting ID card – ₦1,000 to ₦2,000

My advice? Always keep an emergency “school emergency” fund. Because school bills have a way of creeping up on you like 7am rain during dry season.

Sample Budget for a FULokoja Fresher

Let’s put all these costs together to help you plan like the responsible adult you are becoming:

So basically, if you’re a fresher, get ready to spend around ₦170,000 to start school on a decent footing. This doesn’t include pocket money or new clothes for matric photo shoot. Just the essentials.

Final Tips: From One Nigerian to Another

1. Pay your acceptance fee early. Some people lost their admission because they waited too long.

2. Don’t joke with receipts. Every payment you make, print and keep the evidence. Also save a soft copy in your email.

3. Check your department notice board. Many hidden fees show up there without warning.

4. Make friends with senior students. They know the system. They’ll help you avoid unnecessary expenses and mistakes.

5. Budget beyond the brochure. The school might say ₦100k, but your real expenses could be ₦150k or more. Plan accordingly.

In Summary…

Federal University Lokoja offers quality education at a fairly affordable price, especially when compared to private universities charging over ₦1 million per session. But even at this “moderate” federal level, you still need to plan ahead.

Let’s recap:

• Acceptance Fee: ₦20,000

• School Fees (Freshers): ₦97,000 to ₦107,000

• School Fees (Returning Students): ₦61,340

• Hostel Charges: ₦20,090

• Other Expenses: ₦10,000 to ₦30,000 (on average)

So if you’re preparing to resume, prepare your budget before you prepare your luggage. May your FULokoja journey be filled with excellent grades, peace of mind, and minimal financial surprises.