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Ikiodiete George
- 2 Min Read
Full List Of Staff Salaries At Uba, Gtco, Zenith, Access & Other Banks For Trainees, Banking Officers, And More
Wetin dey, my people! If you’re thinking of joining the banking industry or just curious about how much your favorite banks pay their staff—from fresh trainees to senior officers—this post is the koko you need right now.
We all know Nigerian banks like UBA, GTCO (Guaranty Trust Holding Company), Zenith, Access, and others are some of the biggest employers in the country. But the big question remains: How much do they pay their staff?
Whether you’re a fresh graduate hoping to join as a trainee or an experienced banker aiming for officer-level roles, I’m about to break down the salary structures for you, plus some juicy info on allowances and benefits. No dulling!
Banking Salary Structure: What to Expect
Bank salaries vary based on rank, experience, and the bank itself. But generally, the banking career ladder looks like this:
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Graduate Trainee/Intern
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Banking Officer/Customer Service Officer
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Senior Banking Officer
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Managerial Positions
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Senior Managers/Executives
The Full Salary List: Who Pays How Much?
Below is a detailed table covering average monthly salaries (in Nigerian Naira) across some of the biggest banks, from entry-level to mid-level positions.
| Bank Name | Position | Average Monthly Salary (₦) | Allowances & Benefits |
| UBA | Graduate Trainee | 90,000 – 200,000 | Transport, Housing, Medical |
| Banking Officer | 150,000 – 350,000 | Transport, Housing, Medical, Bonus | |
| Senior Officer | 350,000 – 700,000 | Housing, Transport, Medical, Pension | |
| GTCO (GTBank) | Graduate Trainee | 100,000 – 220,000 | Transport, Housing, Medical |
| Banking Officer | 180,000 – 400,000 | Transport, Housing, Medical, Bonus | |
| Senior Officer | 400,000 – 750,000 | Housing, Transport, Medical, Pension | |
| Zenith Bank | Graduate Trainee | 95,000 – 210,000 | Transport, Housing, Medical |
| Banking Officer | 160,000 – 370,000 | Transport, Housing, Medical, Bonus | |
| Senior Officer | 370,000 – 700,000 | Housing, Transport, Medical, Pension | |
| Access Bank | Graduate Trainee | 90,000 – 200,000 | Transport, Housing, Medical |
| Banking Officer | 150,000 – 360,000 | Transport, Housing, Medical, Bonus | |
| Senior Officer | 350,000 – 700,000 | Housing, Transport, Medical, Pension | |
| Fidelity Bank | Graduate Trainee | 85,000 – 190,000 | Transport, Housing, Medical |
| Banking Officer | 140,000 – 330,000 | Transport, Housing, Medical, Bonus | |
| Senior Officer | 320,000 – 650,000 | Housing, Transport, Medical, Pension |
What About Those Allowances?
Most banks offer a combo of allowances that make the total pay more attractive. Common ones include:
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Housing Allowance: To help you pay rent or maintain accommodation.
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Transport Allowance: Cash or company car to ease your daily commute.
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Medical Allowance: Health insurance or reimbursements.
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Performance Bonus: Extra cash if you hit targets.
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Pension Contributions: For your retirement fund.
How to Use This Info to Your Advantage
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Negotiation: When offered a job, ask about allowances as they add serious value.
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Career Growth: Use your trainee years to skill up and aim for officer roles quickly.
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Switch Wisely: Sometimes moving between banks can get you a better package.
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Stay Informed: Salaries can change yearly—keep updated with industry news.
Final Thoughts
Banking in Nigeria offers solid pay and benefits if you pick the right bank and position. Remember, your first salary is just the start—your skills, attitude, and hustle will get you to the top.
If you want interview tips or how to climb the banking ladder faster, just hit me up!
So, which bank are you eyeing? Or are you already working in one? Drop your salary experiences or questions below!
hephzibah1
Jun 30, 2025 | 12:27 AMGTCO and Zenith dey try sha 👀. For someone just finishing NYSC, which bank would you say offers the best training and growth path?