How To Easily Get Paid On Youtube, From Adsense Directly Into Your Bank Account In Nigeria (2025 Guide)

Making money on YouTube is no longer a dream—it’s a reality for thousands of Nigerians. If you're creating videos and earning from AdSense, the next big question is: "How do I receive my money directly into my Nigerian bank account?"

This guide explains the full process, step by step, so you can receive YouTube AdSense payments safely and easily in Nigeria—no middlemen, no stress.

How YouTube AdSense Payment Works

YouTube pays creators through Google AdSense, its advertising platform. Once your YouTube channel is monetized and earning ad revenue, your earnings are transferred to your AdSense account, and from there, into your local Nigerian bank account—if properly set up.

Step-by-Step Guide: How to Get Paid on YouTube in Nigeria

Step 1: Enable Monetization on Your Channel

To start earning:

• Join the YouTube Partner Program (YPP)

• Requirements:

  • 1,000 subscribers

  • 4,000 watch hours in the past 12 months (or 10 million Shorts views in 90 days)

Step 2: Create and Link Your AdSense Account

Once eligible:

• Go to YouTube Studio > Monetization

• Link your YouTube channel to a Google AdSense account

• Use your real Nigerian name and address (must match your bank details)

Step 3: Verify Your Identity and Address

Google will send a PIN to your Nigerian postal address to verify your location. This step is required before you can receive payments.

Step 4: Reach the $100 Payment Threshold

You must earn at least $100 before AdSense will pay out. Your earnings can come from:

• Ads on your videos

• YouTube Premium views

• Super Chats, Memberships, etc.

Step 5: Add Your Nigerian Bank Account

Once verified and you've reached the threshold:

• Login to AdSense

• Go to Payments > Payment Method

• Click Add Payment Method

• Choose "Wire transfer to bank"

Enter your bank details:

Tip: Use dollar-enabled domiciliary account if you want to receive in USD or NGN savings account if you're okay with automatic conversion by your bank.

Step 6: Wait for Payment

YouTube pays creators between the 21st and 26th of every month. After processing, the funds usually land in your bank account within 1–5 business days.

Table: YouTube AdSense Payment Settings for Nigeria

FAQs About YouTube Payments in Nigeria

Q1: Can I receive AdSense payments in a Nigerian bank account?
Yes. Nigerian creators can receive direct wire transfer payments from Google AdSense into their local bank accounts.

Q2: Do I need a domiciliary account?
Not necessarily. Most Nigerian banks accept AdSense dollar payments into normal NGN savings accounts and convert the amount automatically. But for higher rates, a domiciliary account is preferred.

Q3: How long does it take to receive payment?
After Google sends the money (usually around the 21st–26th of each month), it takes 1–5 working days to reflect in your bank account.

Q4: Can I use a Payoneer or third-party account?
No. Google AdSense does not support Payoneer or virtual banks. Only traditional banks with SWIFT/BIC codes are accepted.

Q5: What happens if my bank rejects the payment?
The funds will bounce back to your AdSense account. Ensure your bank details match your identity and are correctly typed.

Conclusion

Getting paid on YouTube in Nigeria is now simple and seamless. Once you’ve met the requirements, set up your AdSense properly, and link your Nigerian bank account, the rest is automatic. YouTube will pay you every month, and you can receive your money without hassle.

Start creating content, grow your audience, and turn your passion into real money in your bank account!