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Jamb Commerce Cbt Exam (2025/2026): Full List Of Most Repeated Topics & Past Questions

If you’re writing Commerce in the 2025/2026 JAMB CBT exam, this guide will help you study smarter, not harder.

Whether you're applying for courses like Business Administration, Marketing, Banking & Finance, Insurance, or other management programs, Commerce is a key subject you must pass with a good score.

This article contains:

  • The most repeated topics

  • Real past questions

  • Study tips

  • Quick concepts to remember


JAMB Commerce Exam Overview

Section Details
Exam Format Computer-Based Test (CBT)
Number of Questions 40–50 Multiple-Choice Questions
Exam Duration 45–60 minutes
Main Areas Covered Trade, Insurance, Banking, Business Management, Government Regulation

Most Repeated Topics in JAMB Commerce (2025/2026)

JAMB often repeats similar questions from these key topics. Focus your study here:

Topic What to Study
Business Units & Structures Sole proprietorship, partnerships, co-operatives, limited companies
Trade (Home & Foreign) Import/export, types of trade, trade barriers
Commercial Documents Invoice, debit note, credit note, bill of lading
Banking Types of banks, bank services, cheque features
Insurance Principles of insurance, types of insurance
Channels of Distribution Wholesalers, retailers, direct selling
Consumer Protection Rights of consumers, government agencies
Business Management & Organization Delegation, leadership styles, business goals
Occupations & Production Types of occupation, levels of production
Government & Commerce Roles of government in business, taxes
Marketing & Advertising Types of advertising, marketing mix
Transportation & Communication Modes, importance, challenges

Most Frequently Appearing Topics (2015–2024)

Topic Frequency
Trade ✅✅✅✅✅✅✅✅✅
Business Units & Structures ✅✅✅✅✅✅✅✅
Insurance ✅✅✅✅✅✅✅
Banking ✅✅✅✅✅✅
Commercial Documents ✅✅✅✅✅
Channels of Distribution ✅✅✅✅✅

Sample JAMB Commerce Past Questions

1. A cheque which a bank refuses to pay is known as...
A. Dishonoured cheque
B. Crossed cheque
C. Post-dated cheque
D. Certified cheque
Correct Answer: A


2. The payment made to an insurance company monthly is called...
A. Bonus
B. Premium
C. Dividend
D. Interest
Correct Answer: B


3. The middleman who brings buyers and sellers together is a...
A. Broker
B. Retailer
C. Wholesaler
D. Agent
Correct Answer: A


4. A document used to inform the buyer of undercharged price is...
A. Debit note
B. Invoice
C. Receipt
D. Credit note
Correct Answer: A


Quick Concepts to Remember

Term Definition
Sole Proprietor A business owned by one person
Credit Note Document issued for overcharged items
Life Insurance Insurance that covers a person's life
Custom Duties Taxes paid on imported goods
Cheque A written order to a bank to pay money

Top Study Tips for JAMB Commerce

  1. Study Past Questions Regularly – Many JAMB questions are repeated or rephrased.

  2. Focus on Key Terms and Definitions – Especially in topics like banking, insurance, and trade.

  3. Use Flashcards or Notes – To remember documents and principles.

  4. Practice With JAMB CBT Apps – Simulate real-time testing.

  5. Understand Commercial Documents – JAMB loves testing invoice, receipt, credit/debit note, etc.


Frequently Asked Questions (FAQs)

Q1: How many Commerce questions are in JAMB CBT?
A: 40 to 50 questions, depending on the year.

Q2: Is Commerce a difficult subject in JAMB?
A: Not really. Once you master the most repeated topics and practice questions, it becomes easier.

Q3: Can I study Commerce without textbooks?
A: Use at least one recommended textbook and combine it with past questions for best results.

Q4: How can I download JAMB Commerce past questions for free?
A: From websites like Myschool.ng, Flashlearners, or educational Telegram groups.


Final Thoughts

To pass JAMB Commerce in 2025/2026, you must study smart. Focus on:

✅ The most repeated topics
✅ Real past questions
✅ Understanding how business and trade work in real life

If you do this consistently, you can score 250+ in your Commerce CBT exam and move a step closer to admission.

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Ikiodiete George

Hello! I'm Ikiodiete M. George, a visionary digital entrepreneur on a mission to empower online success. As Founder & COO of Lucretia Technologies Ltd, I drive innovation and growth. I'm a passionate content writer and editor, dedicated to creating informative and engaging content that helps others succeed online. My goal is to help individuals thrive online, earning a sustainable income. I'm dedicated to fostering a supportive community, sharing expertise, and guiding like-minded individuals toward achieving their online aspirations.


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