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Opay Mfb Salary Structure In 2025: Latest Pay For Entry-Level, Graduate Trainee, Managers & Senior Staff (Allowances Included)

OPay Microfinance Bank (OPay MFB), backed by the OPay fintech brand, is not just one of the fastest-growing financial platforms in Nigeria—it’s also one of the most dynamic employers in the banking and tech-finance sector.

Whether you're a fresh graduate hoping to get in, or a professional aiming to scale into a leadership role, this guide breaks down everything you need to know about how much OPay MFB pays in 2025, including salaries, bonuses, and allowances.


Graduate Trainee Salary at OPay MFB (2025)

Graduate trainees at OPay MFB are usually onboarded into a fast-paced learning environment, often within departments like customer service, sales, product operations, or agent network management.

Role Monthly Salary (₦) Annual Estimate (₦)
Graduate Trainee ₦80,000 – ₦120,000 ₦960,000 – ₦1.44M

Trainees may also get basic stipends for transport and occasional performance incentives.


Entry-Level Salary at OPay Microfinance Bank

After training, successful candidates are placed in roles such as Agent Managers, Customer Support Reps, Operations Staff, or Field Sales Officers.

Position Monthly Salary (₦) Annual Estimate (₦)
Entry-Level Officer ₦140,000 – ₦180,000 ₦1.68M – ₦2.16M

Other benefits at this level:

  • Commission for agent sign-ups or service delivery

  • Health insurance (HMO)

  • Transport or field mobility allowance

  • Monthly performance bonuses


Managerial Salary at OPay MFB (2025)

These roles usually cover team leads, branch operations heads, territory managers, or senior officers.

Role Monthly Salary (₦) Annual Estimate (₦)
Supervisor/Manager ₦250,000 – ₦400,000 ₦3M – ₦4.8M

Managers often enjoy:

  • Bonus per region or product growth

  • Data/communications allowance

  • Health insurance for dependents


Senior Staff Salary at OPay MFB

These high-level roles cover executives in departments such as Product, Compliance, Risk Management, Business Development, and IT Infrastructure.

Role Monthly Salary (₦) Annual Estimate (₦)
Senior Manager/Director ₦600,000 – ₦1.5M ₦7.2M – ₦18M

Additional perks include:

  • Official vehicles or monthly car/fuel allowance

  • Paid international training

  • Quarterly performance bonuses

  • Equity options (for certain executive roles)


Common Allowances at OPay MFB

Allowance Type Monthly Value (₦) Who Qualifies
Transport Allowance ₦10,000 – ₦50,000 Field and operations staff
Internet/Data Support ₦5,000 – ₦15,000 Customer care, remote support teams
HMO/Health Insurance Covered for all levels Includes spouse/dependents for seniors
Referral/Performance Bonus Up to ₦50,000/month extra Based on targets met
Housing/Relocation Bonus Available for key hires Offered on management discretion

Frequently Asked Questions (FAQs)

Q1: Is OPay MFB the same as OPay the fintech app?
Yes. OPay MFB is the licensed banking arm under the broader OPay platform.

Q2: Do they offer remote jobs?
Yes. Some roles, especially in product, tech, and support, offer hybrid or remote flexibility.

Q3: Can NYSC members work with OPay MFB?
Not officially, but some corps members are offered temporary support or contract-based jobs.

Q4: Do they pay commissions?
Yes. Especially for agent managers and business development officers who meet targets.

Q5: Is there career growth at OPay MFB?
Absolutely. The company is known for internal promotions, especially for high performers.


Conclusion

OPay Microfinance Bank is a fast-paced, tech-driven workplace offering solid pay, meaningful bonuses, and good employee benefits in 2025. It’s ideal for anyone passionate about digital finance, mobile banking, or scaling through a rapidly growing fintech company in Nigeria.

Whether you're a graduate, a customer support expert, or a strategic manager, OPay has room for you—and they’re paying well for it.

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Ikiodiete George

Hello! I'm Ikiodiete M. George, a visionary digital entrepreneur on a mission to empower online success. As Founder & COO of Lucretia Technologies Ltd, I drive innovation and growth. I'm a passionate content writer and editor, dedicated to creating informative and engaging content that helps others succeed online. My goal is to help individuals thrive online, earning a sustainable income. I'm dedicated to fostering a supportive community, sharing expertise, and guiding like-minded individuals toward achieving their online aspirations.


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