Top 10 Must-Have International Money Transfer Apps In Nigeria For 2025

With globalization and increased cross-border transactions, international money transfer apps have become essential for Nigerians. Whether you’re sending money to family abroad, paying for services, or receiving funds from overseas, having a reliable app is crucial.

In this article, we review the top 10 must-have international money transfer apps in Nigeria for 2025 that offer convenience, speed, and security.


Summary Table: Top 10 International Money Transfer Apps in Nigeria (2025)

App Name Transfer Speed Fees & Exchange Rates Supported Countries Key Features
WorldRemit Minutes to hours Low fees, competitive rates 150+ Mobile top-up, bank deposit
Western Union Minutes to hours Moderate fees 200+ Cash pickup, bank transfers
Remitly Minutes to days Low fees with promo rates 50+ Express & economy transfer options
PayPal Minutes to days Currency conversion fees 200+ Widely accepted, online payments
TransferWise (Wise) Minutes to days Low transparent fees 80+ Real exchange rate, multi-currency
Sendwave Minutes to hours No fees 10+ Easy mobile app, instant transfers
MoneyGram Minutes to hours Moderate fees 200+ Cash pickup, mobile wallets
Skrill Minutes to days Competitive fees 100+ Crypto transfers, prepaid cards
Remita Hours to days Competitive fees Nigeria-focused Bill payments, bank transfers
Flutterwave Minutes to days Low fees 30+ Business payments, multi-currency

1. WorldRemit

WorldRemit is a favorite in Nigeria for fast, secure international money transfers. It offers options like mobile airtime top-ups and direct bank deposits to over 150 countries.


2. Western Union

With a vast global network, Western Union allows Nigerians to send money quickly for cash pickup or bank deposits in more than 200 countries.


3. Remitly

Remitly provides flexible transfer options—express for quick delivery and economy for lower fees. It’s trusted for sending money from Nigeria to many destinations.


4. PayPal

PayPal is widely accepted worldwide and allows Nigerians to send and receive money internationally, ideal for online payments and freelancing.


5. TransferWise (Wise)

Wise offers real exchange rates with low, transparent fees. It supports multi-currency accounts, making it perfect for Nigerians who transact globally.


6. Sendwave

Sendwave is popular for its no-fee transfers and instant mobile-to-mobile money sending, simplifying remittances to close family and friends.


7. MoneyGram

MoneyGram has a reliable presence in Nigeria and offers multiple payout options, including cash pickup and mobile wallets, across 200+ countries.


8. Skrill

Skrill combines traditional money transfers with crypto options and prepaid cards, making it versatile for Nigerians involved in online trading and gaming.


9. Remita

Remita is a Nigerian fintech solution with international transfer capabilities, also supporting bill payments and business transactions.


10. Flutterwave

Flutterwave, primarily a business payments platform, supports international money transfers with competitive fees, serving individuals and companies alike.


FAQs About International Money Transfer Apps in Nigeria

Q: Which app offers the fastest international transfers?

Apps like WorldRemit, Western Union, and Sendwave often deliver funds within minutes.

Q: Are these apps safe to use?

Yes, all listed apps use encryption and comply with international financial regulations.

Q: Can I use these apps for business payments?

Yes, many apps like Flutterwave and Remita specialize in business and commercial transactions.


Final Thoughts

The right international money transfer app can save you time and money while ensuring your funds reach their destination safely. These top 10 apps are trusted by Nigerians in 2025 for their reliability, affordability, and ease of use.

Start sending and receiving money internationally today with one of these top apps!

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Ikiodiete George

Hello! I'm Ikiodiete M. George, a visionary digital entrepreneur on a mission to empower online success. As Founder & COO of Lucretia Technologies Ltd, I drive innovation and growth. I'm a passionate content writer and editor, dedicated to creating informative and engaging content that helps others succeed online. My goal is to help individuals thrive online, earning a sustainable income. I'm dedicated to fostering a supportive community, sharing expertise, and guiding like-minded individuals toward achieving their online aspirations.


2 Comments

Gifts Anothony
May 29, 2025 | 11:56 PM

👏😲

James
Jun 01, 2025 | 09:06 AM

Awesome

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