Top 10 Must-Have International Money Transfer Apps In Nigeria For 2025
With globalization and increased cross-border transactions, international money transfer apps have become essential for Nigerians. Whether you’re sending money to family abroad, paying for services, or receiving funds from overseas, having a reliable app is crucial.
In this article, we review the top 10 must-have international money transfer apps in Nigeria for 2025 that offer convenience, speed, and security.
Summary Table: Top 10 International Money Transfer Apps in Nigeria (2025)
App Name | Transfer Speed | Fees & Exchange Rates | Supported Countries | Key Features |
WorldRemit | Minutes to hours | Low fees, competitive rates | 150+ | Mobile top-up, bank deposit |
Western Union | Minutes to hours | Moderate fees | 200+ | Cash pickup, bank transfers |
Remitly | Minutes to days | Low fees with promo rates | 50+ | Express & economy transfer options |
PayPal | Minutes to days | Currency conversion fees | 200+ | Widely accepted, online payments |
TransferWise (Wise) | Minutes to days | Low transparent fees | 80+ | Real exchange rate, multi-currency |
Sendwave | Minutes to hours | No fees | 10+ | Easy mobile app, instant transfers |
MoneyGram | Minutes to hours | Moderate fees | 200+ | Cash pickup, mobile wallets |
Skrill | Minutes to days | Competitive fees | 100+ | Crypto transfers, prepaid cards |
Remita | Hours to days | Competitive fees | Nigeria-focused | Bill payments, bank transfers |
Flutterwave | Minutes to days | Low fees | 30+ | Business payments, multi-currency |
1. WorldRemit
WorldRemit is a favorite in Nigeria for fast, secure international money transfers. It offers options like mobile airtime top-ups and direct bank deposits to over 150 countries.
2. Western Union
With a vast global network, Western Union allows Nigerians to send money quickly for cash pickup or bank deposits in more than 200 countries.
3. Remitly
Remitly provides flexible transfer options—express for quick delivery and economy for lower fees. It’s trusted for sending money from Nigeria to many destinations.
4. PayPal
PayPal is widely accepted worldwide and allows Nigerians to send and receive money internationally, ideal for online payments and freelancing.
5. TransferWise (Wise)
Wise offers real exchange rates with low, transparent fees. It supports multi-currency accounts, making it perfect for Nigerians who transact globally.
6. Sendwave
Sendwave is popular for its no-fee transfers and instant mobile-to-mobile money sending, simplifying remittances to close family and friends.
7. MoneyGram
MoneyGram has a reliable presence in Nigeria and offers multiple payout options, including cash pickup and mobile wallets, across 200+ countries.
8. Skrill
Skrill combines traditional money transfers with crypto options and prepaid cards, making it versatile for Nigerians involved in online trading and gaming.
9. Remita
Remita is a Nigerian fintech solution with international transfer capabilities, also supporting bill payments and business transactions.
10. Flutterwave
Flutterwave, primarily a business payments platform, supports international money transfers with competitive fees, serving individuals and companies alike.
FAQs About International Money Transfer Apps in Nigeria
Q: Which app offers the fastest international transfers?
Apps like WorldRemit, Western Union, and Sendwave often deliver funds within minutes.
Q: Are these apps safe to use?
Yes, all listed apps use encryption and comply with international financial regulations.
Q: Can I use these apps for business payments?
Yes, many apps like Flutterwave and Remita specialize in business and commercial transactions.
Final Thoughts
The right international money transfer app can save you time and money while ensuring your funds reach their destination safely. These top 10 apps are trusted by Nigerians in 2025 for their reliability, affordability, and ease of use.
Start sending and receiving money internationally today with one of these top apps!
Gifts Anothony
May 29, 2025 | 11:56 PM👏😲
James
Jun 01, 2025 | 09:06 AMAwesome