Top 10 Nigerian Startups To Watch In 2025

If there’s one thing Nigeria doesn’t lack, it’s raw talent. From the street corners of Yaba to the co-working spaces in Lekki, young Nigerians are cooking up tech ideas that are already shaking the table — and the world is beginning to notice. As 2025 unfolds, the digital economy is growing rapidly, and some of the brightest startups in Africa are springing out of Nigeria, powered by daring young founders with the kind of energy that can light up the whole national grid.

Let’s take you on a ride through 10 promising Nigerian startups that are flipping the script in 2025 — from fintech to healthtech, agritech, and e-commerce, these companies are led by young, passionate innovators turning hustle into impact. So grab a chilled drink, plug in your charger (because your battery will run down while stalking these guys on IG after this), and let’s dive in.

1. Zuvy – The Future of Invoicing & Payments in Africa

CEO: Iyinoluwa Idowu (29 years old)

Zuvy is one of those startups that makes you wonder, “Why didn’t anyone think of this before?” It’s a fintech platform that simplifies invoicing and payments for African SMEs. You know how small businesses in Nigeria struggle with tracking payments, following up with customers, and creating professional invoices? Zuvy is solving that — and doing it with style.

Built for businesses in Nigeria’s informal and semi-formal sector, Zuvy is streamlining how transactions are recorded, helping entrepreneurs stay financially literate without even trying. In 2025, they’ve already raised seed funding, and their user base is growing fast. It’s the kind of quiet but powerful disruption we love to see.

2. Vendy – Social Commerce Meets Smart Logistics

CEO: Chidinma Okonkwo (27 years old)

Say hello to Vendy — the startup that's bridging the gap between sellers on Instagram and TikTok and actual product delivery. Founded by a woman who understands the struggles of female entrepreneurs hustling online, Vendy automates everything from inventory management to last-mile delivery.

So now, instead of begging your cousin in Ikeja to help you deliver shoes to a customer in Surulere, Vendy’s AI and logistic partners will sort you out. In 2025, the startup is winning hearts among small business owners, especially Gen Z and millennial women trying to scale their businesses online.

3. Shuttlers – The Uber for Corporate Staff in Lagos

CEO: Damilola Olokesusi (early 30s)

Lagos traffic is the devil’s playground, and Shuttlers is the deliverance service. This mobility startup offers corporate bus-sharing solutions, allowing professionals to book seats on air-conditioned shuttles to and from work — reducing stress, carbon emissions, and lateness to work.

In 2025, they’re expanding into Abuja and Port Harcourt, partnering with major companies to move their staff more efficiently. The brain behind Shuttlers, Damilola, is a classic example of solving a Nigerian problem with Nigerian context and global excellence. If you're still entering danfo every morning, you might want to check them out.

4. Healthtracka – Medical Tests at Your Doorstep

CEO: Ifeoluwa Dare-Johnson (30)

Healthcare in Nigeria can be chaotic. Long queues, poor facilities, and wahala with health insurance. That’s why Healthtracka is such a game-changer. It allows you to book medical tests and get results delivered to your email without leaving your house.

Ifeoluwa, a biomedical scientist turned tech founder, is on a mission to make healthcare more accessible. Healthtracka has partnered with global labs and local clinics and is now expanding to Ghana and Kenya in 2025. This is not just startup work — it’s impact work.

5. Herconomy – Finance for Women, by Women

CEO: Ifedayo Durosinmi-Etti

This platform is not just about money — it’s about community, empowerment, and equality. Herconomy started as a savings app for women but has grown into a full-blown financial ecosystem providing access to grants, learning, job opportunities, and investment for African women.

The founder, Ifedayo, is a visionary who believes that when you empower a woman financially, you change a whole community. In 2025, Herconomy’s user base has grown into hundreds of thousands, and the startup is positioning itself to become Nigeria’s first female-focused neobank. Ladies, the table has been built — please come and sit down.

6. Treepz – Digital Bus-Hailing Done Right

CEO: Onyeka Akumah

Formerly known as Plentywaka, Treepz is transforming public transport in Africa. In a country where danfo and keke reign supreme, Treepz is bringing structure to chaos by offering digital booking for buses — whether for short city rides or interstate trips.

By 2025, Treepz has expanded operations to Ghana and Uganda and is now experimenting with electric vehicles in select routes in Lagos. The founder, Onyeka, is a serial entrepreneur and one of the loudest voices in Nigeria’s mobility tech space. Treepz is not just a startup to watch — it’s a movement on wheels.

7. Moni – The Lending Club for African Agents

CEO: Femi Akinlade

There’s an army of mobile money agents scattered across Nigeria, but most of them lack access to financial services themselves. That’s where Moni comes in. Moni uses community trust circles to offer microloans to agents and helps them grow their businesses sustainably.

It’s fintech with street wisdom. Instead of traditional credit scores, Moni uses social trust — meaning your reputation in your agent community helps determine your loan approval. In 2025, Moni is expanding its model into other parts of West Africa, and it's catching the attention of global investors who are curious about African trust networks.

8. One Kiosk Africa – Turning Local Stores into Digital Powerhouses

CEO: Adeshina Adewumi

One Kiosk Africa is bringing the small store on your street online. By digitizing informal retailers, they’re making it possible for local shop owners to reach more customers, restock faster, and even accept mobile payments without stress.

In 2025, they’re serving over 20,000 merchants across Nigeria and integrating AI into their supply chain management. It’s the kind of gritty startup that’s helping Nigeria grow from the ground up — literally from the kiosk on your street. The founder, Adeshina, is a bold visionary building for the bottom of the pyramid with scalable tech.

9. LemFi (Formerly Lemonade Finance) – Remittances Made Simple

CEO: Ridwan Olalere

For many Nigerians in the diaspora, sending money home is both essential and expensive. LemFi is simplifying cross-border payments between Nigeria and other countries like the UK, US, and Canada. With a sleek app and better rates than most banks, LemFi is becoming the go-to platform for remittances.

In 2025, the startup is expanding into more African corridors and adding crypto-based payments. Ridwan, the CEO, is proof that fintech isn't only about disrupting banks — it's about understanding the daily pain of users and designing something that actually works.

10. Spleet – Renting a House Without Crying Blood

CEO: Tola Adesanmi

Let’s be honest — renting a house in Lagos is war. Agents will show you a property today, give you price A, and tomorrow it becomes price B with one million hidden charges. That’s what Spleet is fighting against. They offer flexible rent payments, verified listings, and co-living solutions — all through an app.

By 2025, they’ve already raised venture capital and are launching in Abuja and Accra. Spleet’s model is tailored for young Nigerians who don’t want to pay a full year of rent upfront. Tola, the founder, is changing how we live — one verified property at a time.

Final Thoughts: Naija to the World

These startups are not just building apps and raising dollars — they’re solving real, gritty Nigerian problems. Whether it’s the woman selling hair on Instagram, the guy commuting from Ikorodu to VI, or the mobile money agent in Lokoja, these founders are making life easier, one innovation at a time.

The best part? Most of them are led by young people — bold, fearless, and tech-savvy — rewriting the Nigerian success story. In a country where “no light” and “network no dey” are still part of daily vocabulary, these founders are proving that creativity and resilience will always find a way.

So if you’re a young Nigerian dreaming of launching your own startup, these are the people to watch. Not to copy — but to learn, be inspired, and realize that the next big idea might just be chilling in your notes app or scribbled on your hostel wall. The startup wave is already here, and 2025 is looking like the year Nigerian innovation finally takes center stage.