Top 5 Earning Apps For Students In Nigeria (Make ₦5k Daily From Your Phone In 2025)
In 2025, being a student in Nigeria no longer means being broke — not when your smartphone can make you ₦5,000 or more daily. With the right apps, you can earn money in your spare time between lectures, at night in your hostel, or even during strike periods.
These top 5 legit earning apps are perfect for Nigerian students who want to:
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Make extra cash for data, food, or fees
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Avoid scams and fake “investment” apps
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Withdraw easily to their bank account
Let’s dive into the best apps designed to turn your time into money — fast, safe, and flexible for your student life.
🏆 Quick Overview Table
App Name | Best For | How You Earn | Estimated Daily Earnings | Withdrawal |
---|---|---|---|---|
Konnect | Blogging, commenting | Posts, likes, referrals | ₦1,000–₦5,000+ | Bank transfer (₦1k min) |
PalmPay Tasks | Mobile users | Referrals, cashback tasks | ₦500–₦2,000 | Bank or wallet |
Clickworker | Skilled students | Writing, surveys, microtasks | ₦3,000–₦7,000 | Payoneer (USD) |
Taptap Send | Referral-based income | Invite friends to send money | ₦2,000–₦5,000+ per invite | Bank or wallet |
Opay Tasks | Daily phone activities | Referrals, bonuses, cashbacks | ₦500–₦3,000 | Instant bank transfer |
✅ 1. Konnect – Nigeria’s #1 Student-Friendly Earning Platform
Konnect is a Nigerian-based platform where students earn by simply sharing opinions, writing blog posts, commenting on forums, and referring friends.
🔹 How You Earn:
Activity | Earning Value |
---|---|
Blog post (100+ views) | ₦30+ per post |
Comment/Thread | ₦10+ per post |
Daily login bonus | ₦5+ per day |
Referral Bonus | ₦25–₦50 per person |
RPM Bonus (10k views) | ₦300+ |
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Minimum Withdrawal: ₦1,000
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Payment Speed: 24–48 hours to bank
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Best For: Writers, debaters, hustlers
📱 Visit: Konnect.com.ng
✅ 2. PalmPay Tasks – Earn While Using Your Mobile Wallet
PalmPay is not just for transfers — their reward program offers daily tasks that let students earn through:
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Referrals
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Cashback
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Promo codes
💸 Daily Earning Potential:
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₦100–₦300 per referral
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Up to ₦1,500 daily from consistent tasking
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Withdrawal: Bank or wallet
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Best For: Phone-savvy students who use PalmPay for payments
✅ 3. Clickworker – Microtasks That Pay in Dollars
Clickworker is perfect for smart students who can:
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Write short articles
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Do translations
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Answer short surveys
🧾 Sample Task Earnings:
Task Type | Earning (USD) |
---|---|
Short text writing | $2–$10 per task |
Categorization | $0.20–$1 |
Surveys | $1–$5 |
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Daily Potential: $5–$10 (₦3k–₦7k)
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Payout: Payoneer (converted to Naira)
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Best For: Internet-savvy, literate students
✅ 4. Taptap Send Referral – Get Paid to Invite People
Taptap Send is a money transfer app that offers high payouts to users who refer friends (especially those in the diaspora).
📲 How It Works:
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Share your code
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Get ₦2,000–₦5,000 per new user who sends money abroad
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No limit on how many people you can refer
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Withdrawal: Direct to your bank
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Best For: Students with friends abroad (UK, US, Canada)
✅ 5. Opay Tasks – Earn as You Spend and Share
Like PalmPay, Opay offers cashback and task earnings on:
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Inviting friends
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Paying bills (airtime, cable, light)
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Using their virtual card
🔹 Task Rewards:
Activity | Reward (₦) |
---|---|
Referral Bonus | ₦600–₦1,200 |
Daily Cashback | ₦50–₦300 |
Airtime Bonus | Up to ₦200/day |
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Withdrawal: Instant to bank
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Best For: Students already using Opay
🧠 Pro Tips for Students
Tip | Why It Works |
---|---|
Use 2–3 apps at once | Multiply your daily earnings |
Withdraw earnings weekly | Stay consistent and avoid distractions |
Focus on referral-friendly apps | They pay the most for less effort |
Stick to verified platforms | Avoid scams and account bans |
Conclusion
As a student in Nigeria, you don’t need to wait until graduation to start making money. With apps like Konnect, PalmPay, and Clickworker, your smartphone can easily become a daily income source. Stay focused, stay consistent, and you can earn ₦5K or more every day — all without leaving your hostel bed.