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Top 5 Earning Apps For Students In Nigeria (Make ₦5k Daily From Your Phone In 2025)

In 2025, being a student in Nigeria no longer means being broke — not when your smartphone can make you ₦5,000 or more daily. With the right apps, you can earn money in your spare time between lectures, at night in your hostel, or even during strike periods.

These top 5 legit earning apps are perfect for Nigerian students who want to:

  • Make extra cash for data, food, or fees

  • Avoid scams and fake “investment” apps

  • Withdraw easily to their bank account

Let’s dive into the best apps designed to turn your time into money — fast, safe, and flexible for your student life.


🏆 Quick Overview Table

App Name Best For How You Earn Estimated Daily Earnings Withdrawal
Konnect Blogging, commenting Posts, likes, referrals ₦1,000–₦5,000+ Bank transfer (₦1k min)
PalmPay Tasks Mobile users Referrals, cashback tasks ₦500–₦2,000 Bank or wallet
Clickworker Skilled students Writing, surveys, microtasks ₦3,000–₦7,000 Payoneer (USD)
Taptap Send Referral-based income Invite friends to send money ₦2,000–₦5,000+ per invite Bank or wallet
Opay Tasks Daily phone activities Referrals, bonuses, cashbacks ₦500–₦3,000 Instant bank transfer

✅ 1. Konnect – Nigeria’s #1 Student-Friendly Earning Platform

Konnect is a Nigerian-based platform where students earn by simply sharing opinions, writing blog posts, commenting on forums, and referring friends.

🔹 How You Earn:

Activity Earning Value
Blog post (100+ views) ₦30+ per post
Comment/Thread ₦10+ per post
Daily login bonus ₦5+ per day
Referral Bonus ₦25–₦50 per person
RPM Bonus (10k views) ₦300+
  • Minimum Withdrawal: ₦1,000

  • Payment Speed: 24–48 hours to bank

  • Best For: Writers, debaters, hustlers

📱 Visit: Konnect.com.ng


✅ 2. PalmPay Tasks – Earn While Using Your Mobile Wallet

PalmPay is not just for transfers — their reward program offers daily tasks that let students earn through:

  • Referrals

  • Cashback

  • Promo codes

💸 Daily Earning Potential:

  • ₦100–₦300 per referral

  • Up to ₦1,500 daily from consistent tasking

  • Withdrawal: Bank or wallet

  • Best For: Phone-savvy students who use PalmPay for payments


✅ 3. Clickworker – Microtasks That Pay in Dollars

Clickworker is perfect for smart students who can:

  • Write short articles

  • Do translations

  • Answer short surveys

🧾 Sample Task Earnings:

Task Type Earning (USD)
Short text writing $2–$10 per task
Categorization $0.20–$1
Surveys $1–$5
  • Daily Potential: $5–$10 (₦3k–₦7k)

  • Payout: Payoneer (converted to Naira)

  • Best For: Internet-savvy, literate students


✅ 4. Taptap Send Referral – Get Paid to Invite People

Taptap Send is a money transfer app that offers high payouts to users who refer friends (especially those in the diaspora).

📲 How It Works:

  • Share your code

  • Get ₦2,000–₦5,000 per new user who sends money abroad

  • No limit on how many people you can refer

  • Withdrawal: Direct to your bank

  • Best For: Students with friends abroad (UK, US, Canada)


✅ 5. Opay Tasks – Earn as You Spend and Share

Like PalmPay, Opay offers cashback and task earnings on:

  • Inviting friends

  • Paying bills (airtime, cable, light)

  • Using their virtual card

🔹 Task Rewards:

Activity Reward (₦)
Referral Bonus ₦600–₦1,200
Daily Cashback ₦50–₦300
Airtime Bonus Up to ₦200/day
  • Withdrawal: Instant to bank

  • Best For: Students already using Opay


🧠 Pro Tips for Students

Tip Why It Works
Use 2–3 apps at once Multiply your daily earnings
Withdraw earnings weekly Stay consistent and avoid distractions
Focus on referral-friendly apps They pay the most for less effort
Stick to verified platforms Avoid scams and account bans

Conclusion

As a student in Nigeria, you don’t need to wait until graduation to start making money. With apps like Konnect, PalmPay, and Clickworker, your smartphone can easily become a daily income source. Stay focused, stay consistent, and you can earn ₦5K or more every day — all without leaving your hostel bed.

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Ikiodiete George

Hello! I'm Ikiodiete M. George, a visionary digital entrepreneur on a mission to empower online success. As Founder & COO of Lucretia Technologies Ltd, I drive innovation and growth. I'm a passionate content writer and editor, dedicated to creating informative and engaging content that helps others succeed online. My goal is to help individuals thrive online, earning a sustainable income. I'm dedicated to fostering a supportive community, sharing expertise, and guiding like-minded individuals toward achieving their online aspirations.


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