Top 7 Apps That Pay You In Dollars In Nigeria (Earn With Just Your Phone – 2025)

Tired of low naira payouts? In 2025, earning in dollars is one of the smartest ways to boost your income in Nigeria. With just a smartphone and an internet connection, you can access legit USD-paying apps from the comfort of your home.

This blog post reveals the top 7 apps that pay Nigerians in dollars—no scams, no risky investments. Whether you're a student, stay-at-home parent, or side hustler, these apps offer real ways to make money direct to PayPal, Payoneer, or even crypto wallets.

Quick Comparison Table

1. Swagbucks – The All-Rounder Earning App

Swagbucks rewards you for:

• Taking surveys

• Watching ads

• Trying out new apps

• Playing games

You earn SB points, which you can convert to dollars via PayPal or gift cards.

Tip: Focus on daily surveys and install their browser extension to earn more.

• Min Payout: $5

• Payout Option: PayPal, Amazon, Walmart cards

• Best For: Beginners

2. TimeBucks – Earn Daily in Dollars From Nigeria

TimeBucks is a dollar-paying reward platform that gives cash for:

• Watching videos

• Taking polls

• Playing mobile games

• Completing small offers

It also pays referral commissions, so you can earn passively when friends sign up under you.

• Min Payout: $10

• Payout Option: Payoneer, Litecoin, Bitcoin

• Best For: Users who want daily earnings

3. Clickworker – Remote Tasks That Pay

Clickworker is perfect for Nigerians who enjoy freelance-like tasks such as:

• Writing short content

• Online research

• Categorizing products

• Proofreading

Work is flexible and usually mobile-friendly.

• Min Payout: $10

• Payout Option: Payoneer

• Best For: Writers, students, detail-oriented users

4. InboxDollars – Play Games & Earn

InboxDollars allows you to:

• Read paid emails

• Test apps

• Play puzzle games

• Fill out forms

It’s a great option if you love exploring apps or multitasking.

• Min Payout: $15

• Payout Option: PayPal

• Best For: Mobile gamers and app testers

5. Toptal – High-End Dollar Projects

If you have skills like software development, finance, design, or writing, Toptal connects you with high-paying clients across the globe.

You can earn $500 to $5,000+ per month depending on your expertise.

• Min Payout: None (depends on project)

• Payout Option: Bank wire, Payoneer

• Best For: Professionals and freelancers

6. Fiverr – Sell Your Skills and Earn in USD

Fiverr allows you to list services starting from $5 per gig, but many users charge way more.

Popular gigs include:

• Graphic design

• Article writing

• Voiceovers

• Social media management

• Resume design

• Min Payout: $5

• Payout Option: Payoneer, bank transfer

• Best For: Creatives and skilled freelancers

7. Remotasks – AI Training Tasks for Cash

Remotasks lets you earn by:

• Transcribing audio

• Image labeling

• Object tracking for AI

Tasks may take time to learn, but once trained, you can earn $2 – $15 per day from Nigeria.

• Min Payout: $5

• Payout Option: PayPal (via exchangers)

• Best For: Detail-focused, patient users

Pro Tips to Maximize Your Earnings

FAQs

Q: Can I use only my phone to earn with these apps?

A: Yes, most apps work perfectly on Android and iOS.

Q: Can Nigerians withdraw from PayPal?

A: Yes — you can withdraw via PayPal exchangers or link to a virtual dollar card.

Q: Are all these apps free to join?

A: Absolutely. Every app listed here is free to sign up and use.

Conclusion

If you're serious about earning in dollars from Nigeria, these 7 apps are your gateway to real online income in 2025. Whether you want to answer surveys, play games, or offer freelance services, you can earn from anywhere with just your phone.

Start with one or two apps, stay consistent, and scale up over time.