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🚫 10 Habits That Block Financial Open Doors in Nigeria
Insight
52 days ago
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Data Flexer
52 days agoSometimes it’s not demons—just bad habits silently closing the doors God and hard work opened. Check these and break free 👇
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1. Spending Before Planning
If money lands and leaves before a budget, you’ll never grow wealth. Always plan first, spend last.
🧠 Solution: Write a simple monthly budget. Use a notebook or budgeting app.
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2. Borrowing for Lifestyle
Loans for phones, clothes, or outings dig financial graves. Only borrow for business or emergency.
🧠 Solution: If you can't afford it twice, you can’t afford it once.
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3. No Savings Habit
If you save nothing from ₦10k, you’ll save nothing from ₦10 million. Savings is discipline, not income-based.
🧠 Solution: Automate at least 10–20% of your income to a separate account.
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4. Ignoring Financial Education
Many Nigerians know trends but don’t know how interest works or how to invest. That ignorance keeps doors shut.
🧠 Solution: Read 1 finance book or watch 1 YouTube video weekly.
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5. Pride in ‘Looking Rich’
You don’t need to impress people online or offline. Poor decisions for status block future wealth.
🧠 Solution: Delay luxury, buy value, build quietly.
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6. Refusing to Learn Skills
No new skill = no new money. You can’t keep praying for money with no capacity to handle it.
🧠 Solution: Learn a money-making skill. Start small — design, writing, editing, etc.
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7. Disorganization
Lack of records, missed bills, forgotten debt… God blesses order. Disorder causes leakage.
🧠 Solution: Use a simple notebook to track income, expenses, and debts.
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8. Gambling & Get-Rich Scams
Betting, Ponzi, crypto greed — they promise quick cash, but steal from your destiny.
🧠 Solution: Build real, slow-growing income streams. No shortcuts.
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9. Not Paying Tithes or Giving
Stinginess shuts heaven’s supply. Tithing or giving isn’t magic, it’s a principle of faith and flow.
🧠 Solution: Give joyfully and intentionally, not under pressure.
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10. Negative Money Mindset
If you think all rich people are wicked or money is evil, your brain will block you from becoming wealthy.
🧠 Solution: Rewire your mind — money is a tool. It takes good people to do good things with money.