Sometimes it’s not demons—just bad habits silently closing the doors God and hard work opened. Check these and break free 👇
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1. Spending Before Planning
If money lands and leaves before a budget, you’ll never grow wealth. Always plan first, spend last.
🧠 Solution: Write a simple monthly budget. Use a notebook or budgeting app.
2. Borrowing for Lifestyle
Loans for phones, clothes, or outings dig financial graves. Only borrow for business or emergency.
🧠 Solution: If you can't afford it twice, you can’t afford it once.
3. No Savings Habit
If you save nothing from ₦10k, you’ll save nothing from ₦10 million. Savings is discipline, not income-based.
🧠 Solution: Automate at least 10–20% of your income to a separate account.
4. Ignoring Financial Education
Many Nigerians know trends but don’t know how interest works or how to invest. That ignorance keeps doors shut.
🧠 Solution: Read 1 finance book or watch 1 YouTube video weekly.
5. Pride in ‘Looking Rich’
You don’t need to impress people online or offline. Poor decisions for status block future wealth.
🧠 Solution: Delay luxury, buy value, build quietly.
6. Refusing to Learn Skills
No new skill = no new money. You can’t keep praying for money with no capacity to handle it.
🧠 Solution: Learn a money-making skill. Start small — design, writing, editing, etc.
7. Disorganization
Lack of records, missed bills, forgotten debt… God blesses order. Disorder causes leakage.
🧠 Solution: Use a simple notebook to track income, expenses, and debts.
8. Gambling & Get-Rich Scams
Betting, Ponzi, crypto greed — they promise quick cash, but steal from your destiny.
🧠 Solution: Build real, slow-growing income streams. No shortcuts.
9. Not Paying Tithes or Giving
Stinginess shuts heaven’s supply. Tithing or giving isn’t magic, it’s a principle of faith and flow.
🧠 Solution: Give joyfully and intentionally, not under pressure.
10. Negative Money Mindset
If you think all rich people are wicked or money is evil, your brain will block you from becoming wealthy.
🧠 Solution: Rewire your mind — money is a tool. It takes good people to do good things with money.
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Grace
Data Flexer
125 days agoSometimes it’s not demons—just bad habits silently closing the doors God and hard work opened. Check these and break free 👇
---
1. Spending Before Planning
If money lands and leaves before a budget, you’ll never grow wealth. Always plan first, spend last.
🧠 Solution: Write a simple monthly budget. Use a notebook or budgeting app.
---
2. Borrowing for Lifestyle
Loans for phones, clothes, or outings dig financial graves. Only borrow for business or emergency.
🧠 Solution: If you can't afford it twice, you can’t afford it once.
---
3. No Savings Habit
If you save nothing from ₦10k, you’ll save nothing from ₦10 million. Savings is discipline, not income-based.
🧠 Solution: Automate at least 10–20% of your income to a separate account.
---
4. Ignoring Financial Education
Many Nigerians know trends but don’t know how interest works or how to invest. That ignorance keeps doors shut.
🧠 Solution: Read 1 finance book or watch 1 YouTube video weekly.
---
5. Pride in ‘Looking Rich’
You don’t need to impress people online or offline. Poor decisions for status block future wealth.
🧠 Solution: Delay luxury, buy value, build quietly.
---
6. Refusing to Learn Skills
No new skill = no new money. You can’t keep praying for money with no capacity to handle it.
🧠 Solution: Learn a money-making skill. Start small — design, writing, editing, etc.
---
7. Disorganization
Lack of records, missed bills, forgotten debt… God blesses order. Disorder causes leakage.
🧠 Solution: Use a simple notebook to track income, expenses, and debts.
---
8. Gambling & Get-Rich Scams
Betting, Ponzi, crypto greed — they promise quick cash, but steal from your destiny.
🧠 Solution: Build real, slow-growing income streams. No shortcuts.
---
9. Not Paying Tithes or Giving
Stinginess shuts heaven’s supply. Tithing or giving isn’t magic, it’s a principle of faith and flow.
🧠 Solution: Give joyfully and intentionally, not under pressure.
---
10. Negative Money Mindset
If you think all rich people are wicked or money is evil, your brain will block you from becoming wealthy.
🧠 Solution: Rewire your mind — money is a tool. It takes good people to do good things with money.