This one got my interest.
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Foxxymobile Street Insider | Winners vs Losers — Insurance’s Missed SME Goldmine
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konnect cash out Every 25th of a new month
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Foxnews
35 days agoFoxxymobile Street Insider | Winners vs Losers — Insurance’s Missed SME Goldmine
Winners
Capital Market (Potential) → Over 40m SMEs = untapped premium + investment flow waiting to be unlocked.
Innovators → Players pushing data-driven products + digital channels stand to capture the informal sector’s 60% workforce.
Policyholders (Future) → Better claims culture + transparency = trust restored, deeper financial security.
Losers
Insurance Industry (Now) → Less than 1% penetration, billions in missed premiums from SMEs.
Agric & Informal Sector → Largely uninsured despite being backbone of jobs + productivity.
Reputation & Trust Gap → Slow claims + weak customer value props keep adoption low.
Street Insider Take: Nigeria’s insurance firms are sitting on a ₦trillion-level opportunity. Miss the SME wave, and they’ll remain minnows in a market screaming for scale.