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“How Are You Broke but Still Buying Shawarma? 😭 Let’s Talk Money Discipline”
Finance
12 hrs ago
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12 hrs agoWe all have that one friend:
Says “I’m broke” on Monday…
Then buys pizza, shawarma, data, and new Crocs on Wednesday.
Make it make sense. 😭
But let’s be honest — we’ve all been there.
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🧾 Real Talk About Money
You earn ₦5,000… and somehow spend ₦6,200.
You delete budgeting apps after one week.
Your bank sends ₦2.31 balance alert, and you still open TikTok like life is soft. 😂
You’re not alone — money discipline is hard in Nigeria right now.
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💸 Here’s How to Stay Sane:
1. Start tracking, not guessing.
Write down what you spend — even the ₦150 gala.
2. Use 3 buckets:
Save small
Spend small
Spoil yourself (within reason sha 😭)
3. Avoid impulse buying.
If you didn’t plan for it — don’t touch it.
4. Stop “soft life” pressure.
It’s okay to say “I’m not doing that this month.” Real friends will understand.
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📉 Because Reality Is:
Nobody is coming to rescue your bank account.
“Soft life” is not sweet when debt is dragging your leg.
If you start small now, you’ll thank yourself in 6 months.
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💬 Let’s Talk:
👉🏽 What’s the dumbest thing you’ve ever gone broke over?
Be honest — drop it in the comments. No judgment zone 🤐
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#NaijaMoneyTalks #KonnectFinance #BudgetLikeBigBoy #SoftLifeWithSense #MoneyMatters #NoGoBrokeForVibes