Living costs in Nigeria's major cities can be shocking if you're not prepared. After living in both Lagos and Abuja, I can break down the real numbers for you. In Lagos, a decent one-bedroom apartment in a safe area costs between ₦800,000 to ₦1.5 million annually, which means monthly rent alone is ₦67,000 to ₦125,000. Add transportation (₦30,000-₦50,000), food (₦40,000-₦60,000), utilities (₦15,000-₦25,000), and miscellaneous expenses, you're looking at ₦200,000-₦300,000 monthly for a modest lifestyle. Abuja is surprisingly similar in some areas but cheaper in others. Rent in places like Kubwa or Lugbe can be ₦400,000-₦700,000 annually. Transportation is more expensive due to fewer commercial options. Food prices are comparable. Overall, Abuja might cost ₦180,000-₦280,000 monthly. The real difference? Lagos offers more earning opportunities but higher stress. Abuja offers better infrastructure but fewer hustle options. Where do you live and what is your monthly budget? Share your reality with us. If this breakdown helped you plan better, support my research with KUSD to: 9811248816 .