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💸 How to Escape the Paycheck-to-Paycheck Trap in Nigeria 🧠

Finance 107 days ago Participants (1)
  • Migzyonline

    💥 THREAD: How to Escape the Paycheck-to-Paycheck Trap in Nigeria

     

    1. **Track where your money is going**  

    If you don’t know how much you spend weekly, that’s the first problem. Write down EVERYTHING — even gala and suya. You’ll be shocked. 😳

     

    2. **Cut lifestyle inflation**  

    You got a raise and suddenly start buying shawarma every night? Calm down. Keep your expenses low while you grow your income.

     

    3. **Create a “Freedom Fund” — not just savings**  

    Start saving with purpose. 10% of every income should go into an emergency fund or something that gives you *options*.

     

    4. **Build a second source of income**  

    You don’t need millions to start. Learn a skill (design, writing, video editing, affiliate marketing), then offer it online. Extra ₦20k–₦50k/month makes a difference.

     

    5. **Invest in your future self**  

    Buy books. Take online courses. Connect with smarter people. Everything you invest in your brain will pay you back in money — and peace of mind.

     

    💬 This cycle is not permanent. But YOU must decide to break it.  

    Which of these steps will you start today? 👇

     

    ❤️ Like 🔁 Repost 💬 Comment  

    🔔 Follow @MigzyOnline for more no-cap money tips!

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