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How to make it financially

Finance 10 hrs ago
  • User
    Bigwilly
    10 hrs ago

    To make it financially, you need a clear plan, consistency, and smart money habits — not luck. Let’s break it down step by step 👇

     

    💡 

    1. Change Your Mindset

     

     

    • Stop thinking about “quick money.” Focus on steady income and long-term growth.
    • Live below your means — spend less than you earn.
    • Save before you spend, not after.

     

     

     

     

     

    💼 

    2. Build a Strong Income Source

     

     

    If you don’t have a stable income, start here:

     

    • Get a job or learn a skill that pays: e.g. sales, graphics design, video editing, coding, copywriting, digital marketing, etc.
    • Freelance online: use sites like Upwork, Fiverr, Toptal, or PeoplePerHour.
    • Start a side hustle: small trading, phone accessories, thrift clothes, cosmetics, or food delivery.

     

     

     

     

     

    💻 

    3. Make Money Online

     

     

    You can earn even with little capital if you use the right platforms:

     

    • Freelancing: offer services on Fiverr or Upwork.
    • Affiliate marketing: promote products and earn commissions (use platforms like ClickBank, Jumia KOL, or Amazon Associates).
    • Content creation: TikTok, YouTube, or blogging (once you grow, you can monetize).
    • Online tutoring: if you’re good at a subject or language, teach on Preply, Cambly, or TutorMe.

     

     

     

     

     

    📈 

    4. Save and Invest Wisely

     

     

    • Open a savings account or investment app (like PiggyVest, Bamboo, or Risevest if you’re in Nigeria).
    • Start with small investments — consistency matters more than amount.
    • Learn about stocks, real estate, or small businesses when you can afford it.

     

     

     

     

     

    🧠 

    5. Keep Learning

     

     

    Financial success grows with knowledge:

     

    • Read books like “Rich Dad Poor Dad” or “The Richest Man in Babylon”.
    • Follow money mentors on YouTube or social media.
    • Learn how to budget, invest, and negotiate.

     

     

     

     

     

    🔑 

    6. Stay Disciplined

     

     

    • Avoid get-rich-quick schemes.
    • Track your spending monthly.
    • Set clear goals (e.g., “I’ll save ₦50,000 every month” or “I’ll earn ₦200,000 monthly in 6 months”).

     

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