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If you got 100 dollars today, how would you invest it?

Finance 57 days ago Participants (2)
  • Angel

     

    1. Invest in the stock market (long-term growth)

    Low-cost index funds/ETFs: For example, S&P 500 ETFs. Historically, the stock market grows ~7-10% annually over long periods.

    Fractional shares: With $100, you can buy fractions of expensive stocks (like Amazon or Google).

    Pros: Potential high returns long-term.

    Cons: Market can fluctuate; money isn’t guaranteed.

     

    2. Peer-to-peer lending or microloans

    Platforms like LendingClub or Kiva let you lend small amounts to individuals or businesses.

    Pros: Can earn interest higher than a bank account.

     

    Cons: Risk of default; less liquid.

    3. Cryptocurrency (high risk, high reward)

    With $100, you could buy small amounts of Bitcoin, Ethereum, or other cryptos.

     

    Pros: High upside potential.

    Cons: Very volatile; can lose your entire investment.

     

    4. Invest in yourself

    Books, online courses, certifications that increase your skills and earning potential.

    Examples: coding, design, marketing, or language courses.

    Pros: Returns can far exceed financial investments.

    Cons: Requires time and effort.

     

    5. High-yield savings accounts or CDs

    Put the $100 in a high-yield savings account or a short-term Certificate of Deposit.

    Pros: Very safe; earns small interest.

    Cons: Low returns (~4-5% annual at best).

     

    6. Start a micro-business

    Buy materials or tools to create something to sell: crafts, digital art, baked goods, print-on-demand products.

    Pros: Could turn $100 into much more if successful.

    Cons: Risk of loss; requires effort and marketing.

     

     

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