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Legit apps to make money from your phone
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konnect cash out Every 25th of a new month
Konnect Official
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Earn in Dollars
King
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The most expensive thing in this picture is not even the car.. oh God 💔
Mich Elle
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My mind cut, cause I think say na me dem dey find 😂
Mich Elle
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I trust in you, Lord.
Mich Elle
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Bree
65 days ago7 Legit Apps That Pay Nigerians in 2025
Let’s be honest, making money in Nigeria is not easy. Every day, prices are rising and salaries are not matching up. But the truth is, your smartphone can actually help you earn some extra income — if you know where to look.
In 2025, there are a lot of fake apps promising quick riches, but also some legit ones that truly pay. I’ve done the digging so you don’t have to. Here are 7 apps Nigerians are using to make real money this year:
1. Opay
Yes, Opay is more than just a banking app. You can actually make small commissions by referring friends, saving smartly, and even through cashback on transactions. It’s not huge money, but it adds up.
2. PalmPay
Similar to Opay, PalmPay rewards users with bonuses, airtime cashback, and referral earnings. If you already use it for daily transfers, you can turn that into a side hustle by inviting new users.
3. Konnect.Africa
This is one of the newest platforms where Nigerians are getting paid to post articles, stories, or opinions. Think of it like Facebook, but you actually earn for your engagement. If you enjoy writing or even just sharing ideas, this one is for you.
4. Fiverr (Freelance App)
If you can write, design, translate, or even teach, Fiverr is a goldmine. Nigerians are making hundreds of dollars monthly here, straight from their phones. The secret is to pick a skill and stay consistent.
5. Sweatcoin
This one pays you just for walking. Every step you take is converted into coins, which can be redeemed for offers and sometimes even PayPal cash. It’s not “quit your job” money, but it’s a nice motivator to stay fit.
6. Jumia/Konga Affiliate Apps
With affiliate marketing, you promote products from Jumia or Konga, and anytime someone buys through your link, you earn a commission. It’s one of the easiest ways to make passive income with just your phone and social media.
7. Upwork
Like Fiverr, Upwork connects freelancers with clients. Many Nigerians are building long-term online careers here, from copywriting to virtual assistance. Payment is usually in dollars, which is a big win considering the naira rate.
Final Thoughts
The truth is, no app will make you rich overnight. But with consistency, these apps can help you cover bills, save extra, or even build a full-time income.
👉 Have you used any of these apps before? Which one do you think is the most reliable? Drop a comment — I’d love to hear your experience.